How To Spend Wisely And Save Money This Festive Season
We all love spending money during the holidays. New outfits, gifts for under the Christmas tree and an elaborate Christmas dinner; it doesn’t exactly come for free. Want to avoid going into the New Year completely broke?
If you want to keep rocking around the Christmas tree without racking up the Christmas debt, be more thoughtful in your spending and saving this season. This is the time to start trimming your budget and not just your tree. How? Good question.
It’s all too easy to get caught up in the spending cycle during the holidays. Marketing Campaigns are geared toward making you open your wallet in the spirit of Christmas, so it’s hard not to fall prey.
However, if you’ve got a plan in place and know how to stretch each holiday naira, you don’t have to fear your bank account statement on December 26th or January 3rd.
We’ve got some handy tips for you that will help you save quite a bit of money during this expensive month.
1. Say No to Debt
Monthly debt payments are the biggest obstacle to saving money. Debt robs you of your income!
The fastest way to avoid debt is to spend within means. The way you create your budget is up to you, but one thing’s for sure: you need one. Create yours before the season hits full steam, and revisit it often to make sure you’re spending within your means.
2. Set up a budget
The way you become the hero of the holidays is by budgeting for the holidays. Knowing how much you have, are willing to spend, and on what exactly, can help you stay financially disciplined when the silly season hits and the stores are pulling out all the stops to get you to indulge and ‘buy, buy, buy’!
The way you create your budget is up to you, but one thing’s for sure: you need one. Create yours before the season hits full steam, and revisit it often to make sure you’re spending within your means.
3. Track your spending
Keep yourself safe from the Spirit of Christmas Over-Spending. In other words, don’t regret all that Christmas shopping when January rolls around—track your expenses as you go.
4. Shop Early
Don’t wait till Christmas before you start Christmas shopping. Cheaper entertainment, a focus on family and a sensible spending plan puts you firmly in the driver’s seat of your own sleigh.
Do you have a holiday budget? If you don’t, create one now.
This festive period we thought about helping you minimize your spending on your December photo shoots. We are giving you a discounted price of over 20% on all your studio session.
Amazing, isn’t it.
Click here to book online or call 09081753000 today to claim your 20% offer.